Your lawyer will charge you for services, including title searching, and for his/her expenses (disbursements).
I can recommend 3 lawyers to you if you do not have one already.
Before retaining a lawyer, you should ask him/her for a complete breakdown of fees, disbursements, and mortgage work. Most legal work for home purchases exceeds $1,500 and can be much higher under certain circumstances. Be sure to ask first.
There will be other costs which the lawyer will have to pay on your behalf. Basically things like photocopies, tax certificates, zoning clearance and work orders, couriers, registering of the deed and mortgages, searching executions, mortgage schedules, status certificates (for condominiums) and other incidentals. These disbursements will be in the range of $600 - $800.
STATEMENT OF ADJUSTMENTS
Balance due on closing - basically the balance due on closing is the difference between the sale price and the amount of your deposit that was presented with the offer. However, there are certain other items that will be adjusted at the time of closing.
Taxes - if the Seller has paid taxes for the full year, the Buyer will be responsible for his/her portion from time of closing until the end of the year.
Fuel - if the property is heated by oil, then the tank will be filled by the Seller on closing, and the Buyer will be charged on the adjustment with a full tank of oil (usually 200 gallons).
Utilities - all utilities and gas that are metered will be read on closing and the seller will be responsible for them up to the date of closing.
These are normal adjustments. Particular attention should be paid to new construction transactions, especially condominiums. There are numerous additional adjustments in these purchases. These adjustments, including the Ontario New Home Warranty Fee, could amount to $3,000 or more.